This charming 4 bedroom/3 bathroom home in the Sterns Park area of Freeport is a must see!!! Main level features a large living and dining room with skylights allowing for lots of natural light, an eat-in kitchen and den with a separate entrance to backyard. The next level above the living space features the primary en-suite bedroom, 3 additional bedrooms and a full bathroom. Lower level has a large family room with a fireplace and an amazing wet bar theater area, perfect for entertaining, a bathroom and a laundry room. The backyard is perfect for entertaining with an above ground pool surrounded by a bi-level deck. In-ground sprinkler system and central air, plus radiant heated floors in the basement family room makes for great family time. New boiler and new roof. Owners are motivated and price is negotiable! Showings by Appointment Only. Additional Information: HeatingFuel: Oil Below Ground, ParkingFeatures: 2 Car Attached, Appliances: Electric Water Heater
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,434 | $1,434 | $1,434 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $5,779 | $5,774 | $6,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.