Come check out this move in ready home situated on a cul de sac & w/private wooded view to get some peace & tranquility! Large screened porch overlooking fenced yard. Plenty of room to plant flowers or even a garden. Behind the privacy fence is a wood deck overlooking the mature trees if you need somewhere to go chill! Inside you will find lots of vinyl planking & wall to wall carpet. Don't let the size of this one fool you, plenty of room for living room furniture & big TV! Kitchen has room for small table or food prep island, dining area open to Great room. The owner's suite has room for a king sized bed & walk-in closet. Kitchen has stainless steel appliances, granite counters, white cabinetry & pantry closet. Great location as it is close by to shopping, retail, dining, NS Mayport, St Johns Town Center, Beaches, JIA & downtown! Seller has filed homestead exemption for 2024. Low annual HOA fee. Kitchen Island/Exterior Ring & Cameras/W&D do not convey.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $394 | $394 | $394 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,799 | $1,797 | $2,353 |
Total Monthly Payment | $2,268 | $2,266 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.