Sweeping Halifax River views & daily breezes abound in this completely renovated Craftsman home with all the modern conveniences & historic charm. Additional Adorable cottage apartment at end of driveway can be used for short/long term rental to generate income, host family & friends or use as a premium office space. Outdoor living galore with shady oak trees, large garden patio, back deck and fire pit/picnic area. Over $170k in improvements! Main house features open concept & high ceilings--is light & bright with plantation shutters, dormer windows and crown molding. Huge kitchen with quartz counters & wine cooler. Enjoy your owner retreat with private deck off primary bedroom, with views of river and new walk-in closet. New metal roof & all new LVP and sub-floors in 2024, A/C replaced in 2023, tankless water heater installed in 2021. Apartment kitchen bath updated in 2022 & A/C installed. Feel secure with all new steel beams, pilings and dehumidifying system under home. Extremely energy efficient with blown-in insulation, Hardie board masonry siding, providing low utility bills. Bonus office & storage closets, custom closet organizers, attic room with pull-down stairwell, inside laundry room & outdoor shed give you extra space. Comes with two kayaks & RO Water System! May be sold furnished. Come and see this charmer and start living your dreams!
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,695 | $4,689 |
Total Monthly Payment | $4,004 | $4,000 | $4,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.