DREAM YARD with NO HOA! This 4 bedroom, 2 bathroom homes sits on over an ACRE, level lot with low maintenance landscaping in a well established neighborhood. The yard is a dream for kids and pets as they can run around and play in this FULLY fenced-in yard. You will love having your morning coffee on your rocking chair front porch or grilling out on your large back patio. This yard offers great spaces to play, entertain, garden or a place to park your boat, camper, or trailer at your house. The house has a detached 20' x 30' garage / workshop made of cinder block with brick facing, a built-in workbench and shelves, and ample electrical outlets. The house has a carport for 2 cars with a large storage room. When you enter the home, you are welcomed to a spacious living room with built-in shelves, brick wood burning fireplace, and luxury vinyl tile throughout the home. Down the hallway are 4 spacious bedrooms with a hallway bathroom and a full bathroom with step-in shower in the owner's bedroom. The kitchen has tile floors, a dining room, and a laundry room with extra storage space. LOCATION!! This home is minutes from grocery shopping and daily conveniences, only 8 minutes to Portman Marina, 10 minutes to interstate 85, 12 minutes to historic downtown Anderson, and 14 minutes to Sadlers Creek State Park.
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Our Executive Mortgage Banker:
Our Insurance Division:
$296,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,800 | $236,800 | $236,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,439 | $1,439 | $1,871 |
Total Monthly Payment | $1,628 | $1,628 | $2,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.