PRICE IMPROVEMENT!! Gorgeous 3 bedroom, 1 bath home in the highly sought after Gateway Area of North St. Petersburg! With inviting curb appeal and front porch, you are greeted upon entry with stunning hardwood floors that flow from the living room, dining room, kitchen with newer appliances, and into the large primary bedroom. The abundance of double-pane, impact resistant windows make the home light and bright! The primary bedroom features dual closets and a double-pane, impact resistant sliding glass door that opens to a large screened lanai in the fully fenced, huge rear yard! An open pavered patio also offers space to grill and entertain! The 12x10 second bedroom is at the rear of the home offering a lovely view of the back yard. The third bedroom has a separate side entrance and is currently being used as an office. An 11x9 storage area is just off the third bedroom/office for convenience. Laundry facilities are inside. The possibilities for this rear yard space are endless!! Add on to the size of the home. . . put in a swimming pool. . . build a two-car garage with an apartment on top since the rear fence has alley access and can provide another entry point to the property! Enjoy a short stroll to lovely Fossil Park featuring a lake, walking and fitness trails, playground, tennis and basketball courts, swimming pool, and library! The community center there offers an array of activities to choose from! The Gateway Area is known for its short drive to thriving downtown St. Pete with its abundance of restaurants, shopping, and Pier on the waterfront as well as its easy commute to all the bridges to Tampa, Clearwater, and the gorgeous beaches of Pinellas County with stunning sunsets! No flooding or storm damage!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,200 | $299,200 | $299,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,067 | $2,016 | $2,545 |
Total Monthly Payment | $2,462 | $2,411 | $2,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.