Nestled away in the east side of Meriden, only minutes from the Wallingford line, this charming and well maintained raised ranch combines beautiful curb appeal with a perfect blend of comfort and modern sustainability. Situated in a quiet neighborhood perfect for walking your dog, enjoying a peaceful moment in the private backyard, or taking a quick trip downtown, this home has location, location, location. The solar panels, which not only will reduce your carbon footprint, but will also help you save on exorbitant electricity bills, are especially valuable in these times when many are feeling the pinch from traditional energy providers' constant price hikes and additional state mandates. Say goodbye to unexpected utility costs and hello to a monthly bill that has never gone higher than $148. 49! The bright and airy main living area is not only freshly painted, but is thoughtfully laid out with a clear separation of public and private space but open at the same time. Enjoy creating a meal in the kitchen while being able to entertain family and friends. The lower level provides additional flexible space, ideal for a home office, gym, or guest suite. Finally, with a new roof (2020), central air conditioning (2020), oil tank (2022), and a driveway (2022), there is nothing to do but move in. Don't miss out on this fantastic opportunity to own a turn-key home that combines comfort, style, affordability, and sustainable living. Seller is asking for highest and best by 9/16 at noon. Seller is asking for highest and best by 9/16 at noon.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Family Room | Fireplace,Engineered Wood Floor | Lower |
Kitchen | Island,Engineered Wood Floor | Main |
Living Room | Bay/Bow Window,Ceiling Fan,Combination Liv/Din Rm,Fireplace,Hardwood Floor | Main |
Office | Built-Ins,Sliders,Engineered Wood Floor | Lower |
Other | Built-Ins,Partial Bath,Laundry Hookup,Engineered Wood Floor | Lower |
Primary BR Suite | Full Bath,Hardwood Floor | Main |
Sun Room | Sliders | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,920 | $307,920 | $307,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,871 | $1,871 | $2,433 |
Total Monthly Payment | $2,425 | $2,425 | $2,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.