Every once in a while, realtors stumble upon a house where, upon entry, you can feel a certain energy and recognize this is a place where a family lived and loved well. It's a comforting sense that makes you feel immediately at home. Positioned on a quiet cul-de-sac offering some of the largest lot sizes in St. John's desired Durbin Crossing neighborhood, this stone front 5 Bedroom, 5 Bath home begs for family living. Beautiful hardwood floors welcome guests at the entry and guide them through the open floor plan. A dedicated Office and spacious Owner's suite w jacuzzi tub accompany the usual rooms found on the first floor of a home. At the home's central gathering space, the Kitchen offers high-end GE Profile appliances, a Breakfast nook with built-in desk and glass front cabinetry, and an amazing granite island capped with a wine fridge and wine storage on either side. The Family Room commands attention with beautiful cherry cabinet built-ins and gas fireplace with mantle. Cased-out windows found throughout the home showcase a welcoming sizable screened-in lanai and an amazing, very large fenced-in backyard with in-ground pool with cascading waterfall. The 3-car courtyard entry garage has loads of built-in storage with a climate-controlled storage room and water softener. The stairways to the home's upper level are located off the kitchen. Up the freshly carpeted stairs and to the right are the home's three upstairs Bedrooms, all generous sized. Two of the three Bedrooms have dedicated full Baths with the other Bedroom featuring a sliding window with a backyard view. The three Bedrooms are connected by a spacious Loft, adding another family living space. By climbing the stairs and continuing beyond the staircase landing to the Bedrooms is a generous Bonus Room large enough to serve as a game room, home theater or massive home gym. Another full Bath is located off this Bonus Room over the home's three-car garage. The Durbin North Amenity center is located just one block south and features a community pool, tennis courts, open sports field and playground. Come check out this gem of a family home. LOVE WHERE YOU LIVE!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.851% | 6.704% |
Monthly Tax Payment | $457 | $457 | $457 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,994 | $5,059 | $6,795 |
Total Monthly Payment | $5,543 | $5,608 | $7,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.