Welcome to 98 Middle Road in beautiful Blue Point, NY! This charming 3-bedroom, 2-bathroom home offers 1, 900 square feet of comfortable living space on a sprawling 1. 42-acre lot. Inside you are welcomed into a bright charming home with updates throughout. The living room features original beams throughout the ceiling, as well as a wood-burning fireplace, perfect for those chilly evenings. The living room also features a wall of windows and a huge glass sliding door overlooking your preserve-like property and creekfront setting. A sunroom also offers you panoramic views of this beautiful property. The formal dining room is ideal for entertaining guests, and the newly refinished hardwood floors throughout add a touch of elegance. Enter the country-style kitchen through the antique stained glass pocket door. The kitchen is complete with a brand-new refrigerator, dishwasher, sink, stove, and beautiful Quartz countertops. Handy built-ins throughout the home offer additional storage as well as charm. The primary bedroom is located on the first floor and boasts a walk-in closet and new carpeting as well as a full bathroom. In addition to the living room, there is also a den or possible 4th bedroom/office on the main level. Upstairs you will find 2 additional bedrooms and a full bathroom. Updates throughout the home include all new windows and glass sliders, new insulation, an updated roof, a brand new boiler and on-demand water heater, new kitchen appliances as well as a new washer and dryer, updated CAC, newly refinished hardwood floors, entire interior freshly painted, brand new carpets, and last but not least new light fixtures throughout! The full basement offers plenty of additional storage or potential for a home gym or workshop. The oversized 2-car attached garage and huge circular driveway make coming and going a breeze. Journey outside from the expansive wood deck and enjoy the serene park views and tranquil creekfront setting. The expansive lot offers tons of potential for gardening, outdoor activities on the creek like kayaking or stand-up paddleboarding, or simply relaxing and soaking in the panoramic views. Located on one of the most desirable streets in Blue Point and only minutes from the Great South Bay, make this truly charming home your own today. , Additional information: Appearance: Diamond, Location Features: Protected Wetland
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,992 | $583,992 | $583,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,364 | $1,364 | $1,364 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,934 | $3,881 | $4,925 |
Total Monthly Payment | $5,390 | $5,337 | $6,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.