Unique low maintenance, ideal second/vacation home just 3 blocks from the BEACH, perfect for accommodating a couple or a single person seeking the beach life style! This home is situated on a corner lot which offers 16ft ceilings and updated fixtures throughout the home. The loft is perfectly suited for another bedroom or a large office which offers a closet and a full bathroom. ROOF 2018, A/C 2012, Water Heater 2018. Flooring is one of a kind STAMP CONCRETE! The sizable detached garage easily accommodates a vehicle and a boat, and is a perfect workshop. Also features 2 pavered driveways, pavered walk path leading to the front of the home. All appliances convey with the home. Seller's are MOTIVATED and ready! Tour today to see the possibilities this home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$444,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,920 | $355,920 | $355,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,428 | $2,366 | $3,028 |
Total Monthly Payment | $3,070 | $3,008 | $3,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.