240 Sunrise Place, Ira, VT, 05777 | $249,000

This spacious ranch style home is located on a beautiful, private 1 acre lot in a pre-k through 12 SCHOOL CHOICE town. This home features 3 bedrooms and 2 full bathrooms on the main level along with an open concept kitchen, dining, and living room. The kitchen features nearly new appliances including the refrigerator, dishwasher, and microwave. Enjoy your morning coffee or evening meal on the deck featuring new trex decking. The finished basement area has a large common area with a sliding door to the beautiful yard, where you'll find many perennials, as well as blueberry and raspberry bushes. In the finished basement you'll also find two more rooms that could be used in a multitude of ways and a space that's ready for another bathroom. This home has had many updates in the last 5 years including furnace, roof, windows, flooring, and more. Move in and enjoy low maintenance living in this lovely ranch, on a peaceful, private 1 acre lot.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 2000
  • Garage: 1-car Garage
  • Heating: Oil,Pellet Stove,Forced Air,Stove - Pellet
  • Cooling: None
  • Basement: Concrete,Concrete Floor,Finished,Full,Insulated,Exterior Access
  • Approx Sq. Feet: 2,456
  • Acreage: 1
  • Est. Taxes: $3,299
  • Lot Desc: Country Setting,Landscaped,Secluded,Trail/Near Trail
  • Elem. School: Choice
  • Middle School: Choice
  • High School: Choice
  • School District: Greater Rutland County Supervisory Union
  • MLS#: 5013292
  • Website: https://www.raveis.com
    /prop/5013292/240sunriseplace_ira_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/21/2024
Listing courtesy of NY and VT Real Estate Company   Phone: 518-791-0979
Listing Agent: Sarah Haley

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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240 Sunrise Place, Ira, VT, 05777

$249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,342 $1,324 $1,680
Total Monthly Payment $1,692 $1,674 $2,030

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.