Attractively priced and privately situated on a 3. 2 acre lot surrounded by natural woodlands and bordering a babbling brook this property provides the peaceful sanctuary you've dreamed of! Located near the end of a quiet dirt road this cape style home features an open layout on the main level with 2 first floor bedrooms and a full bath while the spacious living room boasts wide board pine and hardwood flooring, a soapstone woodstove providing warmth and comfort year round, and a lofted opening to the second level with exposed beams allowing natural sunlight to fill the space. The upper level of the home features space for a third bedroom and open living area with ample closet space throughout while the walkout lower level affords a covered porch area out front and plenty of space for dry storage inside that's even plumbed for a second bathroom! Abutting large acreage, surrounded by Vermont's natural beauty and recreation with nearby VAST trail access, yet less than 15 minutes to downtown Hardwick and just a short drive to Morristown and Lake Elmore. Come enjoy all this wonderful property has to offer and schedule your showing today!
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$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $870 | $870 | $1,132 |
Total Monthly Payment | $1,223 | $1,223 | $1,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.