Welcome to this Cheshire Ranch Style Home with 3 Bedrooms, 3 Full Baths and a possible in-law apartment! Enter the inviting Living Room boasting hardwood floors and wood burning fireplace. The living space continues into the Sun Room with slate flooring, ample windows and wood stove, the perfect spot to spend a cozy winters day or summer afternoon. Step outside the Sun Room to your own oasis with a large patio and in-ground pool heated with solar. A bright and sunny Dining Room, with hardwood floors opens to the Kitchen. Down the hall is the nicely sized Primary Bedroom with attached full Bath, 2 additional Bedrooms and Hall Bath. All Bedrooms have hardwood flooring. The lower level of the home boasts a partially finished Family Room with walk out to the yard with fire pit. This room has an attached Full Bath, nice windows for light, laminate flooring and partial Kitchen, easily making this a possible in-law apartment. 2 car attached garage with newer garage doors, exterior was painted in 2023, Hot water heater installed in 2021, furnace 15 yo. This home is located convenient to shopping, restaurants and highways. Don't miss your chance to own this lovely one level home!We are in a multiple situation with highest and best by 7: 00pm tomorrow 9/18/2024. A decision will be made by the end of day on 9/19/2024
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 12.0 x 13.0 | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 8.0 x 13.5 | Main |
Dining Room | Hardwood Floor | 12.0 x 12.0 | Main |
Family Room | Laminate Floor | 13.0 x 23.0 | Lower |
Kitchen | Ceiling Fan,Laminate Floor | 12.0 x 15.0 | Main |
Living Room | Fireplace,Hardwood Floor | 14.0 x 24.0 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | 12.0 x 18.0 | Main |
Sun Room | Ceiling Fan,Wood Stove,Slate Floor | Main |
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NMLS Mortgage Loan Originator ID 89074
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,892 |
Total Monthly Payment | $3,036 | $2,977 | $3,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.