As you enter the driveway to your home you will be surrounded by privacy with conservation land at the rear of the property and a wild life pond in your front yard. Fantastic patio with barbeque and fire pit area to enjoy nature and a view of Cardigan. Amazing yard with a raised garden, apple & cherry trees & elderberries. First floor has an open area kitchen/dining/living room with exposed beams & hearth with pellet stove. First floor bath with washer/dryer, new first floor bedroom and a large mudroom have been completed in recent years. The second floor has an office/hobby room with built ins and a view of Cardigan, primary bedroom with gas fireplace stove, a 20' long walk in closet, and a door to the upper porch. Full Bath with jet tub to relax in, & 19x17 3rd bedroom with a wall of closets. 3rd floor tower room. 4 bedroom state approved septic system. Drilled well. Oversized 2 car garage. Low maintenance with cedar siding and standing seam roof. Enjoy all the area has to offer with the Northern Rail Trail, Farmer's Market, Restaurants, Advance Transit, Mt Cardigan State Park, & Medical Center nearby.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $602 | $602 | $602 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,007 | $2,969 | $3,784 |
Total Monthly Payment | $3,701 | $3,663 | $4,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.