Don’t wait for new construction! This like-new, never-lived-in 2023 home is ready right now! With high-end finishes, an open floor plan, and over 50 feet of lakefront views, this Neal Communities Applause home offers everything you need for a comfortable lifestyle in amenity-rich Silverleaf. Just a quick 5-minute walk away from the amenity center, you’ll be in close proximity to the community pool, fitness center, and Symphony Park. Your Florida dream home awaits in this coastal style with modern upgrades in the interior including 10’ tray ceilings, wood-look luxury vinyl plank flooring, and space to enjoy the outdoors on either your front porch or lakefront lanai. The long gallery-style foyer welcomes you into the heart of the home with a central great room featuring geometric tray ceiling and pocketing sliding glass doors to the lanai to capture the lake views. The chef’s kitchen offers plentiful upgrades with a large island, counter-height seating, 2023 GE stainless steel appliance suite, quartz counters, subway tile backsplash, crisp white cabinetry with LED underlighting, and a walk-in pantry. Enjoy your meals with a water view in the adjacent dining space that’s flexible for casual meals or formal parties. The covered lanai will become your favorite place to relax with stunning views of the lake, and is conveniently pre-plumbed for a future outdoor kitchen. Plus there is plenty room in the backyard to build your own custom future pool! At the front of the home you will find a spacious leisure room with built-in shelving and desk that offers space for a study, formal living, hobby room, or anything your lifestyle desires. The primary suite is an oasis with a separate seating area overlooking the lake, geometric tray ceiling, two large walk-in closets both with custom built-ins, and an en-suite bathroom with spacious walk-in shower with sleek white tile, upgraded matte black bathroom hardware, and dual sinks on quartz counters. Guests will enjoy their own separated bedrooms both with plush carpeting; one guest bedroom also features an en-suite bathroom with walk-in shower for ultimate privacy. Rounding out this impressive residence is a functional laundry conveniently located near all bedrooms with cabinetry and utility sink, and a 2-car garage. The Silverleaf community features gated entrances, fitness center, clubhouse, basketball court, dog park, pool and spa, along with Symphony Park with soccer field, playground, pavilion, and cornhole courts. It is conveniently located near I-75 for quick access to Tampa, St. Pete, Bradenton and Sarasota, plus the Ellenton Outlets are right down the road! Continued commercial growth in this area increases the ultimate in convenience, while the home offers an affordable place to live!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,013 | $2,972 | $3,771 |
Total Monthly Payment | $3,298 | $3,257 | $4,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.