Welcome to this charming 3/2 country style home. You will fall in love with this beautifully renovated and decorated beauty. Step into the iving/dining room area with open kitchen, characterized by its warm, inviting, and comfortable aesthetic that blends traditional elements with rustic charm. The colors are warm and blend perfect with the crisp white kitchen and wood countertops. Luxury vinyl flooring throughout most of the home complete the country feeling of this house. The wood burning fireplace will be perfect for cooler nights. Wall paneling, crown molding and window casings add to the elegance. The kitchen features a double built in oven, stove top, newer refrigerator, dishwasher and microwave. Off the living room is a small office/hobby room. The home has a screened front porch, enclosed back porch with built in storage and a beautiful wooden deck with pergola for your outdoor enjoyment. Yard is fully fenced and has irrigation. The shed will convey. The garage is currently divided with a light wall to divide laundry space from garage space but can be taken down easily. Roof was replaced/ roof over in 2021, new AC installed June 2024. The home also comes with a security camera system. Refrigerator in garage will not convey.
The energy-efficient home comes with a newer (2022) solar system. Save big on your electric bill (average $40-$80 per month) You will never have to worry about increasing power bills. Solar system will be paid off by seller at closing.
Washer and dryer will not stay. Motivated seller, moving out of state. Home has an assumable mortgage at 2. 875% interest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,610 | $1,569 | $2,007 |
Total Monthly Payment | $1,815 | $1,774 | $2,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.