2647 Albion STREET, Holiday, FL, 34691 | $310,000

HUGE PRICE ADJUSTMENT! THIS HOME SURVIVED 2 HURRICANES WITH NO FLOOD DAMAGE. Welcome to this beautiful 3 bedroom, 2 bath home located in the heart of Aloha Gardens community in Pasco County. This property combines comfort, modern conveniences, and ample outdoor space, making it an ideal choice for families, first-time homebuyers, or those looking for a serene Florida retreat. As you step into the home, you're greeted by a large living room that sets the tone for the open layout. This home, perfect for both relaxing and entertaining, features tile flooring throughout, providing a clean and sleek look that’s also easy to maintain. From the living room you will find the spacious dining room that leads directly into an open concept room, designed to be the hub of family life. The natural light streaming through the double-pane windows creates a bright and cheerful atmosphere. These windows are energy efficient, keeping the home cool in the Florida heat. Adjacent to the The heart of this home is its kitchen, which offers a perfect blend of form and function. A breakfast counter is one of the highlights, providing additional seating and a convenient place for quick meals. The kitchen has ample cabinetry for storage and countertops for prepping meals. The master bedroom is a peaceful retreat, featuring tile floors, plenty of closet space, and large windows. The en suite bathroom is well-appointed offering a private space to refresh. The two additional bedrooms have generous closet space and tile flooring. These rooms are versatile and can easily be transformed into a home office or guest room depending on your needs. The second bathroom is conveniently located near the bedrooms and features modern fixtures, a shower/tub combination, and plenty of storage space. The newer HVAC system, replaced in January 2022, ensures year-round comfort with energy-efficient cooling and heating. Notably, the air handler was moved from the attic into the garage, providing easier access for maintenance. In October 2022, the roof was replaced with top-quality Owens Corning Limited Lifetime Shingles. This upgrade also includes the Owens Corning Platinum Protection Warranty provided through a Platinum Preferred Contractor—an assurance that the roof is built to last. Additionally, the home comes with a Westfall 10-Year Workmanship Warranty, giving you peace of mind for years to come. As part of the roof replacement, new aluminum soffits and vinyl fascia were installed, further enhancing the home's durability and aesthetic appeal. The outdoor area of this home is a true standout. Situated on a corner lot, the huge, fenced backyard offers both privacy and potential for outdoor living. From the backyard, you'll enjoy a partial lake view. To enhance the outdoor living experience, the backyard includes a gazebo/pergola. For those who value storage and convenience, the two-car garage is a major feature. The garage is equipped with durable epoxy flooring. One of the key benefits of this home is its convenient location. Situated in Pasco County's Aloha Gardens community, it offers easy access to major highways such as US 19, making commuting to work a breeze. With easy access to schools, shopping, and dining, this home offers the perfect balance of convenience and tranquility. Don’t miss the opportunity to make this beautiful home your own. Contact me today to schedule a private showing.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1972
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,568
  • Acreage: 0.16
  • Est. Taxes: $3,136
  • Lot Desc: Corner Lot, Landscaped
  • Elem. School: Gulf Trace Elementary
  • Middle School: Paul R. Smith Middle-PO
  • High School: Anclote High-PO
  • Pet Policy: Yes
  • Appliances: Disposal, Microwave, Range, Refrigerator
  • MLS#: T3552560
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/T3552560/2647albionstreet_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 11:53:55 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 813-286-6563

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2647 Albion STREET, Holiday, FL, 34691

$310,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,000 $248,000 $248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $261 $261 $261
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,671 $1,648 $2,091
Total Monthly Payment $2,007 $1,984 $2,427

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.