Embrace the allure of waterfront living with this enchanting Florida cottage, tucked away on a serene street just moments from the pristine shores of Englewood Beach. Whether you seek a winter haven, a savvy investment property, or a year-round retreat, this home is your key to coastal elegance. Step inside and be captivated by the two-bedroom, one-bathroom abode. As you enter through the front door, you are greeted by a large family room, currently being utilized as an office, adorned with tasteful tile flooring that seamlessly connects every room – a carpet-free haven of luxury. Step through the back door and find yourself on the patio, overlooking your backyard, complete with two storage sheds, the perfect place for a workshop and yard care tools. Picture the possibilities – you could add a refreshing pool or cultivate a lush tropical oasis. The canvas is blank for you to create your dream outdoor sanctuary. There's no need to leave your beloved boat, camper, or jet skis behind – they're all welcome, as long as they follow county regulations. Recent upgrades to this adorable home include; NEW ROOF (2024), new AC/heater wall units, new refrigerator (2023), new bottom cabinets, countertops, faucet and portable dishwasher in the kitchen, new tile floors, new bathroom cabinet, When the urge for entertainment and culinary delights calls, a leisurely ride to historic Dearborn Street awaits. Revel in live music, savor diverse cuisine, explore the seasonal farmers market, and peruse charming local artist shops. Englewood embodies the essence of Old Florida living, a community that warmly embraces its nostalgic roots. For those who appreciate the arts and vibrant community spirit, the newly opened amphitheater hosts a myriad of events to enjoy. And for avid boaters, you're in luck – multiple boat ramps are within a convenient 10-minute drive, providing easy access to Lemon Bay and the azure waters of the Gulf of Mexico. This property is also eligible for membership to the Englewood Gardens Beach Club, providing private beach access with a clubhouse, grills, cabana seating, bathrooms, outdoor shower with foot wash, kayak launch and storage. Two grocery stores, banks, nail salons, golf courses, and hardware stores minutes away. Don't miss your chance to experience the coastal charm of this cottage in person. Call today to schedule a private viewing and discover the full extent of the luxurious lifestyle that awaits you here!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,265 | $1,218 | $1,545 |
Total Monthly Payment | $1,547 | $1,500 | $1,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.