This fully furnished 3-bedroom, 4-bath waterfront home is an ideal choice for families or as a VRBO property. Currently an active income-producing asset, it boasts numerous updates and modern features. The open and airy kitchen is a standout, with quartz countertops, abundant upgraded cabinetry, stainless steel appliances, and a gas range with a sleek range hood. A large island with a bar top and a stylish shiplap wall enhance the space. The dining area features built-in shelves for added convenience. The cozy family room is bathed in natural light, featuring a wood ceiling, stone walls, and multiple glass sliders that open to the courtyard, pool, and Lanai. It also offers stunning water views. The primary suite includes a barn-style sliding door, plantation shutters, and French doors leading to the sunroom. The en-suite bathroom features a stand-alone clawfoot tub, dual sinks, and a spacious walk-in closet. The second bedroom overlooks the water and includes a full bathroom and a walk-in closet. The third bedroom functions as an in-law suite or small apartment, complete with a separate French door entrance, a kitchenette (including a refrigerator, sink, microwave), and a full bathroom. The sunroom also offers water views and includes a mini-split AC unit, a full-size refrigerator, and a bathroom with a frameless shower. Glass sliders provide access to the pool and lead to the boathouse and dock. Enjoy cocktails by the refreshing pool, which features a swim-up table and overlooks the water. The stand-alone hot tub and spacious Lanai offer ample space for grilling and outdoor entertaining. The fenced backyard, with tropical landscaping, includes a large, insulated storage shed. Bring your boat— the boathouse features a center console lift with a 4, 500 lb capacity, and there's also a dock for fishing. Additional upgrades include a metal roof (4 years old) with hurricane straps, a new Carrier AC unit, wide plank luxury vinyl flooring, easy-close built-in hurricane shutters, new energy-efficient windows, an on-demand gas heater, and a 125-gallon above-ground propane tank. The seawall, recently rebuilt, is in excellent condition. Both the pool and hot tub are handicap accessible. Located on a wide Ruskin inlet with direct access to Tampa Bay without any bridges, this property generates approximately $68, 000 annually.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $594 | $594 | $594 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,942 | $5,060 |
Total Monthly Payment | $4,678 | $4,628 | $5,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.