Welcome to 28 Woodside Circle Simsbury, CT. This charming property offers a fantastic opportunity for buyers looking to invest in a home with great potential. Nestled on a level lot in a desirable neighborhood, this home is located just minutes from the heart of Town, schools, property abuts Stratton Forest, walking trails, public and private recreation, and many other local amenities providing both convenience and community. Currently in its original condition the property is ready for your creative touch. Amenities include an eat in kitchen with peek through to a generously sized dining room. Other main floor rooms include the spacious living room with wood burning fireplace and hardwood flooring, first floor study or office, family room, full bath with shower stall, and laundry area with built in shelving for extra storage. The back porch is quite large & over looks a lovely level yard with so many opportunities for entertaining and recreation. The second floor has 3 bedrooms and a full bath. Photos show the main floor study being used as a bedroom currently. Boiler replaced 2020, Vinyl Siding 2002, Strip and reroof with a 30 year shingle 1996, Thermopane windows. Seller is selling this property in As-is condition. Seller to find housing of choice.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Hardwood Floor | Main |
Family Room | Wall/Wall Carpet | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Upper | |
Study | Book Shelves,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $659 | $659 | $659 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,498 | $1,923 |
Total Monthly Payment | $2,251 | $2,232 | $2,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.