Welcome home to this charming one-level Shelburne residence! This open-concept carriage home features two bedrooms and two bathrooms. Conveniently located in a desirable 55+ community, this stand-alone home boasts a spacious great room with a modern kitchen, breakfast bar, and dining area with hardwood flooring. Fresh paint and new carpet enhance the welcoming atmosphere. The finished basement provides walk-up access and ample storage, while the oversized closets offer plenty of space. Additionally, an office or den adds versatility to the living space. Enjoy serene views of the common open land and your own private garden. The attached carport accommodates two cars. Situated near Shelburne Village, you'll have easy access to great restaurants, cafes, and recreational opportunities. Plus, it's just a short drive to UVM Medical Center and downtown Burlington. This well-maintained home is a breezy joy to be in—come experience it for yourself!
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Our Executive Mortgage Banker:
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$418,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $334,400 | $334,400 | $334,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,225 | $2,197 | $2,820 |
Total Monthly Payment | $2,817 | $2,789 | $3,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.