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32-20 92 Street, #D507, New York (East Elmhurst), NY, 11369 | $179,000
Presenting an exceptional one-bedroom cooperative apartment located on the fifth floor of a well-maintained building, this property offers a unique opportunity for buyers looking to invest in a space that they can completely renovate to meet their personal tastes and needs. The apartment requires comprehensive renovations, allowing for the creation of a customized living environment tailored to your specifications. This cooperative has a strict policy that prohibits renting, ensuring that the unit must serve as the primary residence for the buyer. This policy promotes a sense of community and stability among residents, making it a welcoming environment for all. The maintenance fees for this co-op cover essential utilities, including electricity, gas, heating, and water, with sewer costs included as well. It is important to note that air conditioning expenses are billed separately, providing transparency in your monthly budgeting. In addition to its practical features, this cooperative is pet-friendly, allowing residents to enjoy the companionship of their furry friends. The building also offers valuable amenities, including a laundry room and a well-kept courtyard, which provide enjoyable spaces for relaxation and socializing among shareholders. , Additional information: Appearance: renovation
Features
- Town: New York
- Parking: Waitlist
- Heating: Oil, Steam
- Cooling: None
- Levels: 6
- Amenities: Trash, Elevator(s)
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Laundry: In Unit
- Complex: Northridge 1
- Year Built: 1952
- Approx Sq. Feet: 700
- Est. Taxes: $0
- Lot Desc: Near Public Transit, Near School, Near Shops
- Middle School: Is 227 Louis Armstrong
- High School: Newtown High School
- School District: Community District 30
- Pet Policy: Size Limit
- MLS#: 3577521
- Days on Market: 84 days
- Website: https://www.raveis.com
/prop/3577521/322092street_newyork_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
32-20 92 Street, #D507, New York (East Elmhurst), NY, 11369
$179,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $941 | $941 | $1,199 |
| Total Monthly Payment | $1,016 | $1,016 | $1,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535