This is a rare opportunity to own a BRAND NEW MODERN CASITA situated close to Historic Downtown St. Augustine at an affordable price point. Enjoy views of the tropical Florida landscape through oversized picture windows in this chic Colour Homes 1/1 model, situated on a rare over-150' deep lot. With innovative, streamlined design, intelligent use of space, and a trending location, this gorgeous home is built to weather both elements and time. Colour Homes is a local builder recognized for quality construction with a focus on low maintenance, energy efficiency & contemporary design. Tucked away on a secluded, quiet street but close to all booming West King District and Uptown cafes, boutiques, yoga and nightlife. This stunning abode offers smooth stucco siding, metal roof, spray foam insulation, vaulted ceilings, and on-demand hot water heater. Notable design features throughout the home include quartz countertops, wood-toned plank flooring, modern casement windows, and contemporary tile & hardware. Photos are of a similar model. Contact me for a private tour of Colour Homes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,401 | $1,366 | $1,754 |
Total Monthly Payment | $1,594 | $1,559 | $1,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.