Welcome to 1 Carmella Road in Highland a spacious and versatile 3-4 bedroom Colonial, newly listed and situated on a prime corner lot. This home offers abundant space, a flexible floor plan, and an inviting atmosphere with light-filled rooms throughout. Upon entering, you'll be greeted by an open layout that flows effortlessly from one area to the next. To the left is a cozy den, perfect for a home office or playroom, and on the right, a formal dining room ideal for gatherings. The heart of the home lies in the expansive eat-in kitchen, featuring a chic concrete-style countertop with a breakfast bar, stainless steel appliances, and a generous pantry that any chef will appreciate. Adjacent to the kitchen is a spacious family room, perfect for entertaining, along with a convenient half bath and a separate laundry room. Upstairs, the primary bedroom stands out with recessed lighting, tray ceilings, a private en-suite bath with a soaking tub, and a large walk-in closet. Down the hall, you'll find two more sizable bedrooms with plenty of closet space, a second full bath with a shower/tub combo, and a large vanity. The extra room above the garage approximately 440 square feet is currently used as a 4th bedroom but offers endless possibilities for customization. The fully finished basement adds even more living space, perfect for a media room, gym, or playroom. Don't forget the attached 2-car garage for additional convenience. This home is ideally located for easy access to the Mid-Hudson Bridge, Hudson Valley Rail Trail, schools, apple orchards, wineries, and more. Don't miss this fantastic opportunity!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $925 | $925 | $925 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,429 |
Total Monthly Payment | $3,661 | $3,658 | $4,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.