This charming single-family home in East Providence, RI, offers 3 spacious bedrooms, 1 full bath, and 1 half bath, perfect for comfortable living. Both bathrooms have been updated. The home boasts a generous floor plan with large bedrooms, each filled with natural light from the numerous windows throughout.
The kitchen has new, stainless steel appliances and opens to a cozy dining area, and the living spaces provide plenty of room for relaxation or entertaining. Step outside onto the back deck, which leads to a lovely patio, ideal for outdoor gatherings or enjoying a quiet afternoon. The good-sized backyard offers plenty of space for gardening, recreation, or future landscaping projects. Roof, windows, and deck all have been replaced within the last 10 years. Hot water tank also replaced in 2016.
A newer paved driveway adds convenience with off-street parking. Located in a desirable area of East Providence, this home is close to amenities, schools, and highways, making it an excellent opportunity for any homeowner.
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,365 | $3,036 |
Total Monthly Payment | $2,866 | $2,836 | $3,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.