A Fun & Fabulous Home!Wow! This home is packed with fun, comfort, and plenty of surprises! Located in the beautiful Shady Cove area, this spacious 3-bedroom, 2-bathroom home has been thoughtfully updated and offers a ton of storage and bonus features. Step into the main house and be amazed by the beautifully updated kitchen, featuring a stone backsplash, granite countertops, a breakfast bar, and built-in storage along the back wall. With an abundance of space, this kitchen is perfect for entertaining and daily living. Adjacent to the kitchen is a flexible dining area that can be set up either next to the kitchen or, as the current owners have, across the living room. The living room/family room is vast, providing ample room for hosting guests and relaxing. The home’s layout is thoughtfully designed with one bedroom boasting wood floors located off the living room. The large primary bedroom sits towards the back of the home, offering a private ensuite bathroom. There is also an additional bedroom located behind the kitchen. Other highlights include a craft room, a large laundry room that doubles as storage space, and a handy storage room on the way to the backyard. But the fun doesn’t stop inside! Outside, you'll find a large garage/workshop complete with a garage door opener, tons of storage for all your tools and toys, and even an air-conditioned office. Attached to the workshop is a massive screened-in outdoor entertaining space that leads to a cozy in-law apartment featuring a living area, bedroom, kitchenette, and its own air-conditioning. This home also sits along a canal that leads to Lake Marion, with a lookout point offering tranquil water views. The property includes an additional lot purchased by the current owners, giving you even more outdoor space for relaxation or expansion. Don’t miss out on this unique and beautiful home! Schedule your private showing today and experience everything 1240 Alligator Aly has to offer!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,813 | $2,327 |
Total Monthly Payment | $2,048 | $2,025 | $2,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.