Rare Townhome in Puta Gorda Isles. Deeded dock with boat lift just steps away from the screened Lanai. Recently remodeled to take advantage of the light. An owners’ suite with full bath, powder room, indoor laundry, well equipped kitchen, Dining and Great Room round out this open first floor plan. The guest bedroom, Loft/ Office space and full bathroom are all located on the second floor. Soaring ceilings with transom windows in both the Great room and the Dining room serve to accentuate the light and bright feel of the space. French doors open from the Great room to an oversized and screened Lanai overlooking the water. Gourmet Kitchen featuring glass accented and solid wood cabinets topped with granite counters, a breakfast bar, French door refrigerator, microwave, oven/range, dishwasher and disposal, and pantry with pull out drawers. Stacked washer and dryer are located in the laundry/ half bath combined area off the kitchen. A second access to the lanai via sliding glass doors is located in the owners’ suite. A private bathroom suite with double walk-in closets complementing the garden tub, walk in shower and dual sinks set in granite atop wood cabinets in this primary bedroom. The second floor features a generous sized guest bedroom with double closets, guest bathroom with walk in shower and flexible loft space including a Murphy bed. The loft can be used as a second guest space/ home office/ den. Living space extends to screened Lanai on the first floor with paver deck and hot tub. Waterfront with concrete seawall (maintained by the City of Punta Gorda), deeded concrete dock and 6000 LB boat lift. Easy boating access to Charlotte Harbor and on to the Gulf of Mexico. Large single car garage with workbench and storage. Other features include gated entry into courtyard with lush tropical plants, vaulted and cathedral ceilings, plant shelves, plantation shutters, recessed lighting, tile flooring on the first floor, carpet on stairs and second floor, closet and extra storage under the stairs. Utilities are city sewer and water. Furniture and decorative items are negotiable. NEW METAL ROOF 2023, NEW hot water heater 2023, NEW microwave 2023, NEW A/C System 2019, 6000 lb. Boat lift 2017. Five minutes to Golf, Fisherman’s Village and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, art galleries, walking and bike paths, weekend farmers markets, events and more. Small well managed owner association for this beautiful townhome.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,680 | $2,614 | $3,300 |
Total Monthly Payment | $3,106 | $3,040 | $3,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.