Nestled in the heart of Lake Mary, Heathrow, and Longwood, this stunning villa at Palermo Vista offers the perfect blend of Old World Mediterranean charm and modern luxury. Overlooking a well-manicured courtyard, the villa is surrounded by the soothing sounds of a bubbling fountain, the warm glow of street lamps, and impressive gardens that transport you to a slower, more peaceful era. Imagine living in an exclusive enclave of just 16 custom villas, where the ambiance of the Italian countryside meets the ease of Central Florida living. With over 3, 000 square feet of refined space, this 4-bedroom, 3. 5-bath home is designed for both relaxation and entertaining. The first floor features engineered hardwood floors, three spacious bedrooms, a formal living room, a full guest bath, and abundant storage. Upstairs, the main living area is an entertainer's dream. The open-concept chef’s kitchen boasts granite countertops, custom cabinetry, and stainless steel appliances, seamlessly flowing into the family room. Pocketing glass doors lead to your private 450-square-foot screened lanai—perfect for hosting guests or unwinding in peace. The master suite is a true retreat, with high ceilings, an expansive walk-in closet, and an en-suite bath that features dual vanities, a soaking tub, and a custom-tiled shower. This beautiful home is equipped with a whole home water purification system (2021). Elegant architectural details such as Corinthian columns, arched porticos, and wrought-iron balconies add to the timeless allure, while warm terra cotta roof tiles and meticulously crafted tile work complete the rustic charm of a Southern Italian village. The exclusive Palermo Vista community offers a private pool, cabanas, and a serene dog walk for your furry companion. Whether enjoying al fresco dining on your private veranda or taking in the beauty of the tropical courtyard, this home promises luxury, elegance, and tranquility. Don’t miss the chance to make Palermo Vista your dream home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,253 | $4,176 |
Total Monthly Payment | $4,008 | $3,966 | $4,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.