Amazing price improvement! Rarely available spacious 3 bedroom, 2 bath "Townhouse style" condo in the standalone section of St. Augustine Beach and Tennis Club resort! There are only 7 units of these pond view homes that are part of the larger condo complex. Make use of the condo private pools, and gated beach access - yet relax with the privacy and feel of a true home away from condo "closeness". The condo association takes care of the yard maintenance so you can enjoy the beach and historic city or travel the world knowing that the exterior is maintained for you until you return. This home has a stunning pond view from the back yard. A nature lovers dream - turtles, egrets, heron, ibis and ducks all enjoy the pond! Pet friendly too - bring your furry friends! Short Term Rentals are allowed - this property makes a wonderful blend of home, investment and beach retreat! The condo complex and your new home are "East of A1A" so you get to the ocean without crossing a highway! This home is move-in ready - it comes completely furnished with coastal furniture, beachy decor and unique art! Since it's a townhouse style, there is a bedroom and a full bath on the ground floor and a large master bedroom with a luxurious bathroom (unique soaker tub and glass tile standalone shower) upstairs too. The master has a slider with a balcony overlooking the yard and pond. Sunsets are amazing from this west-facing view. Next to the bathroom is a super large dressing area and set of closets. The 3rd bedroom is light and bright and would make a fun craft room or office for those virtual workers. Another feature - a private outdoor shower by the front entrance to wash off sand from your beach fun! The family and dining room sliders open up in an L-shape design so that families can enjoy cooking and entertaining easily and also have the breezes and water views. The kitchen has beautiful granite countertops, stainless steel appliances and a super large pantry and utility room for amazing storage. With 3 bedrooms, you'll have family and friends wanting to join you often! There is a cozy patio out back for outdoor living enjoyment, and a shed for extra beach chairs and toys. All appliances convey including a ground floor full-size washer and dryer! The condo association fees cover swimming pools, gated beach access, a clubhouse, townhouse exterior maintenance, water, sewer, trash and cable too. Got rackets? Make use of the optional membership to the tennis club just steps away from the condo - 10 clay courts and two more pools (one covered) - what more could you ask for! Just a few miles to the Historic City, the St. Johns fishing pier, Anastasia State Park, the Ampitheatre and the beautiful Lighthouse! What a great condo in an amazing location - it is a successful Vacation Rental with good history when not being enjoyed by the family and friends. Buy it for your own use, a vacation rental or even a second home getaway. Are you a "snow bird"? Enjoy it for your winter months and then rent it out May-November before your return. The beaches are amazing in St. Augustine - some of the most beautiful in the world! Southern Living, Coastal Living and many other publications have highlighted their popularity and beauty. The beach ramp from the complex is gated for security both ways. It's an easy ramp to bring along rolling carts, coolers and little ones with a sandy walkway entering the beach (no stairs to navigate)! The ramp itself has many sitting areas for bird watching and a foot and person shower at the complex side of the ramp so you can rinse off the sand before hitting the pools again or going back to your beautiful peaceful retreat. There is also a public beach path as well as entrance to beach driving for your tailgating fun! Wow - who knew you could have it all?
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,879 |
Total Monthly Payment | $3,456 | $3,453 | $4,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.