NO FLOOD INSURANCE REQUIRED for this remodeled 3 bd 2 ba home located in the sought-after community of Ridgewood Estates. Open floor plan with brand new laminate wood floors. Completely remodeled with brand new bathrooms, sparkling white quartz countertops, and brand new appliances. Situated on a spacious fenced-in lot and prime location. Perfect for your pets and privacy. . The brick-paved patio area is for entertaining. There is a garage and plenty of parking for your guests or boat. This remarkable home is in impeccable condition and located in an unbeatable location in the heart of Sarasota. Centrally located near the Gulf Coast Beaches, I-75, restaurants, shopping, hospitals, medical offices, Urfer Family Park, Evie's Family Golf Center, LA Fitness, Home Depot, downtown, St. Armands Circle, Ringling Museum Marina Jacks, Selby Gardens, Theaters, Nokomis, Venice, Lakewood Ranch, University Town Center, and Benderson Park! You have everything you need within minutes of driving. Perfect place to enjoy your Florida lifestyle. This home has it all!!
THIS IS A MUST SEE PROPERTY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,499 | $3,224 |
Total Monthly Payment | $2,657 | $2,654 | $3,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.