The desirable Stonegate. Georgian brick style townhomes in Awarded winning Ardsley School district. This wonderful end unit will not disappoint. Large eat in kitchen with amazing appliances. Subzero, Viking stove and Bosch. Exquisite cabinetry, granite counters and stone backsplash. The living room and dining room is an open concept, with Vaulted ceilings, beautiful architectural exposed beam, and a gas fireplace. Skylights and large windows, stream in natural sunlight. Custom designed is a built in china cabinet, with an extra hidden surprise. Main floor den does have a closet, and easily can be used as a guest bedroom, perfectly situated across from the main floor full bath. The deck is private with lighting, perfect for outdoor entertaining. Upstairs you'll find a large primary suite, including 2 walk-in closets vaulted ceilings a dressing area and fabulous new bathroom. The second bathroom also has its own en suite. You will also find a large cedar closet. The finished lower level is great space, approximately 900 sq ft. with laundry and a huge storage room. Unique to this home is 2 pull down attics as well. The biggest collector will have a tough time filling up the storage space! Pride of ownership. . . roof and skylights 2017. . . furnace and compressor 2016. Upstairs compressor 2023. Hot water heater tank 2022, and a New steel garage door and new motor 2024! Exterior Painted 2024. Now we can also say, Perfect location, walk to all Ardsley has to offer, Restaurants, diners, coffee shops, Decicco's, kickboxing, martial arts, art studio, music studio, dance, pilates and so much more! Walking distance to schools and public transportation. Bonus: Close to all 3 highways. Come visit this wonderful townhouse community.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $1,990 | $1,990 | $1,990 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,199 | $5,390 |
Total Monthly Payment | $6,388 | $6,281 | $7,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.