Unique Multi-Generational Home with Separate Apartment in Northeast St. Petersburg. Welcome to 400 Rotary Place NE, a versatile and charming property in the sought-after northeast St. Petersburg neighborhood. This distinctive home features a thoughtfully designed layout with a separate, updated 1-bedroom, 1-bathroom apartment above the garage, providing both privacy and flexibility for multi-generational living or rental income potential. The downstairs main house area features a welcoming 2-bedroom, 1-bathroom home with a functional layout and plenty of natural light. The living and dining areas are open and airy, perfect for everyday living and entertaining. The kitchen boasts modern appliances and ample cabinetry, catering to all your culinary needs. Both bedrooms are comfortably sized, ideal for family, guests, or a home office. The separate above-garage apartment is a stylish and modern retreat, perfect for guests or as an income-generating rental. It includes a well-appointed bedroom, a full bathroom, and a spacious living area with an updated kitchen. This self-contained unit ensures privacy and convenience for its occupants with private stairs and a large oversized driveway that provides ample parking space for multiple vehicles, accommodating guests and residents with ease. Conveniently located near the NEW Speer YMCA, parks, golf courses, and just minutes from Whole Foods, 2 Publix stores, and downtown St. Pete, this home offers the perfect blend of relaxation and excitement. This home did NOT flood in the last storm!!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $1,992 | $2,557 |
Total Monthly Payment | $2,209 | $2,184 | $2,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.