NEW CHANGE! The seller is offering to pay $5, 000 toward the buyers closing cost! Welcome home to this move-in ready spacious
2 Bedroom 2 1/2 bath, single car garage townhome in the gated tranquil community of Barclay Reserve. When you enter the residence on the first floor you will notice a closet on your right as well as a powder room. You will then enter the main living area which has a living room and dining room combination with an open floor plan to the kitchen area and a fully equipped kitchen with pantry. The living room has double sliding glass doors to let in all the light you need. From the living room you can step out onto the open patio which looks out to a tranquil view of a heavily wooded area. Proceeding upstairs you will find the more than spacious master bedroom with a huge walk-in closet to store all of your personal belongings. In addition, you have an en-suite master bathroom with double sinks, garden tub and a private water closet. From the master bedroom you proceed down the hallway to the laundry room with a washer and dryer included for your convenience. Continuing down the hallway you will enter into another spacious second bedroom with its own en-suite bathroom with double sinks and a tub/shower combination. The room also has a large walk-in closet. The property is located right on S. R. 434 with easy access to the 417 toll road within a half mile. Centrally located you are a short drive to either Oviedo or Winter Springs shopping and restaurants.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $266,000 | $266,000 | $266,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,815 | $1,768 | $2,281 |
Total Monthly Payment | $2,209 | $2,162 | $2,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.