192 Beach 91st Street, Queens (Rockaway Beach), NY, 11693 | $798,000

Nestled within the serene landscape of Rockaway Beach stands an enchanting Victorian residence, a timeless embodiment of historic allure and contemporary comfort. This distinguished home invites you into a world where character and elegance intertwine, offering a unique blend of old-world charm and modern convenience. As you approach, the detailing of the Victorian architecture captivate the eye, showcasing intricate woodwork, decorative trimmings, and a picturesque facade that exudes a sense of timeless grace. Stepping through the front door, you're welcomed by a foyer adorned with vintage details, setting the tone for the captivating journey through this home's storied. The heart of this Victorian gem lies within its expansive loft-like attic space-an area brimming with potential and possibility. Bathed in natural light streaming through large windows, this versatile area offers boundless opportunities for customization. Whether envisioned as an artist's studio, a tranquil retreat, or an additional living area, the loft presents a canvas for your imagination to flourish. Conveniently located in the heart of Rockaway Beach, this residence offers proximity to the area's renowned amenities, including pristine beaches, local eateries, and vibrant community spaces, ensuring a lifestyle of both tranquility and convenience. With its captivating Victorian architecture, generous living spaces, and an expansive attic offering unlimited potential, this home in Rockaway Beach presents an extraordinary opportunity to embrace a bygone era while embracing modern living-a true sanctuary to call your own.

Features

  • Town: Queens
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Victorian
  • Year Built: 1920
  • Heating: Natural Gas, Hot Water
  • Cooling: None
  • Basement: Partial, Unfinished
  • Approx Sq. Feet: 1,197
  • Acreage: 0.04
  • Est. Taxes: $3,886
  • Middle School: Scholars' Academy
  • High School: Scholars' Academy
  • School District: Community District 27
  • MLS#: 3577636
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/3577636/192beach91ststreet_queens_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of ROCKAWAY PROPERTIES   Phone: 718-634-3134

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

192 Beach 91st Street, Queens (Rockaway Beach), NY, 11693

$798,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $638,400 $638,400 $638,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $324 $324 $324
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,247 $4,243 $5,474
Total Monthly Payment $4,663 $4,659 $5,890

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.