16 Hill Road, East Lyme, CT, 06333 | $399,900

Niantic River Views and Deeded Access!!! This expansive 1, 871 square foot Cape Cod offers a fantastic opportunity for customization and modernization. Beneath the first-floor carpeting, you'll find hardwood floors waiting to be refinished. The home features a spacious three-season porch and deck, a full bathroom, and a bedroom on the main level. Upstairs, you'll find three additional bedrooms and a half bath that has the potential to be expanded into a full bathroom. Nestled in a sought-after neighborhood, this property provides easy access to nearby beaches, major highways (I-95 and I-395), grocery stores, and restaurants. The true gem of this home is its deeded access to the Niantic River, offering endless opportunities for waterfront enjoyment. Make sure to check out the VR Tour! We are always here to help!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 1 full / 1 half
  • Laundry: Lower Level
  • Style: Cape Cod
  • Year Built: 1926
  • Garage: 1-car Attached Garage,Under House Garage,Off Street Parking,Driveway
  • Heating: Steam
  • Cooling: Ceiling Fans,Window Unit
  • Basement: Full,Unfinished,Storage,Garage Access,Concrete Floor,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 1,871
  • Acreage: 0.11
  • Est. Taxes: $6,221
  • Lot Desc: Level Lot,Cleared
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: East Lyme
  • Appliances: Gas Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24045219
  • Days on Market: 56 days
  • Website: https://www.raveis.com
    /raveis/24045219/16hillroad_eastlyme_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Ceiling Fan,Hardwood Floor12.0 x 18.0Upper
Bedroom 2 Ceiling Fan,Wall/Wall Carpet10.0 x 14.0Upper
Bedroom 3 Ceiling Fan,Wall/Wall Carpet10.0 x 12.0Main
Dining Room Hardwood Floor11.0 x 12.0Main
Living Room Ceiling Fan,Fireplace,Wall/Wall Carpet16.0 x 20.0Main
Office Ceiling Fan,Wall/Wall Carpet9.0 x 13.0Upper
Primary Bedroom Ceiling Fan,Hardwood Floor12.0 x 19.0Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Bill Heenan TeamSales Associates

860.460.8053

Bill.Heenan@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

16 Hill Road, East Lyme, CT, 06333

$399,900

The Bill Heenan Team

Sales Associates

William Raveis Real Estate

Phone: 860.460.8053

Bill.Heenan@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $518 $518 $518
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,128 $2,102 $2,698
Total Monthly Payment $2,721 $2,695 $3,291

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.