A river runs through it! Lot 5B is 45. 30 acres. The acreage is flat and has gorgeous mountain views. The acreage is partially cleared with some wooded areas on a hilltop for private hiking, possible future ATV trails or potential hilltop development site. This Lot is approved for a Single family home and also has potential to be subdivided into a future development or family estate property. Zoning is for Residential and Agricultural use. The open fields provide picturesque views and ease of access from the Empire Road for development. The purchaser will need to put in Wells & Septic and obtain BOH approvals. This is your opportunity to buy land for a family estate, investment or vacation property! Survey & Topography maps available. The Roeliff Jansen Kill river flows through the center of Town and Lots 3B, 4B & 5B. This waterway leads to the Hudson River. Empire Acres is nearby Taconic State Park, Bash Bish Falls and Hudson Valley Rail Trail. Copake neighboring cities include Copake Falls, Copake Lake, Ghent, Chatham, Ancram and the town of Hillsdale where Catamount Resort is located. The eastern town line of Copake is the border of Berkshire County, Massachusetts. Enjoy Columbia Counties Farms, Arts & Culture, Theatres, Breweries, Hiking, Skiing, Fishing, Boating, Golfing, Biking, Swimming, Camping, Ziplining and more! Copake is located 20 miles of Hudson, NY and is 2 hours from New York City via the Taconic State Parkway or NYS Route 22 and is a popular destination for second-home owners escaping NYC. The Metro-North is located approximately 20 minutes south of town with service to Grand Central Terminal.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $652,000 | $652,000 | $652,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.486% | 6.056% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,702 | $4,068 | $5,458 |
Total Monthly Payment | $3,794 | $4,160 | $5,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.