Pre-Construction. To be built. Custom block home with modern interior and finishes located on a ΒΌ +/- acre lot in established Mount Dora neighborhood. THE OAKES is quaint 10 homesite, cul de sac neighborhood with mature landscape and low HOA fees, within a short distance from the center of Mount Dora's Historic District, boutiques, restaurants, parks, activities and waterfront. This is one of the last buildable lots in the neighborhood and boasts a gentle sloping elevation and shaded by oak trees. This traditional home is 3 bedrooms and 2 bathrooms, 1982 square feet under air and 2824 total under roof. It has a stucco exterior, stone entry columns to the covered front porch & shudders on the front exterior windows. The entry foyer welcomes you into the spacious open floor plan with luxury wood plank vinyl flooring throughout. The kitchen has center island, breakfast bar, 42 inch wood cabinets with soft close drawers, designer quartz countertops, backsplash and stainless steel appliances with dining room overlooking the great room with tray ceiling and ship lap accented wall. Split bedroom plan offers privacy for your family and guests. The guest bedrooms are generously sized, and guest bathroom has wood vanity, quartz countertops, tile floors and walk in shower. The primary suite has tray ceiling with walk in closet and ensuite bathroom also has wood vanity, quartz countertops, tile floors and walk in shower. Other features include inside utility room with cabinets, energy efficient with open spray foam insulation, electric tankless hot water heater, low E glass vinyl windows, and high efficiency HVAC system. Front facing two car garage with brick paver driveway. Rear covered porch is a private retreat to relax and enjoy nature. There are two other floor plan options available, one larger and one smaller. Call for details and pricing.
The lot alone is also for sale if you would like to choose your own builder, there is no time frame to build. MLS#G5080600
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,037 | $3,982 | $5,053 |
Total Monthly Payment | $4,243 | $4,188 | $5,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.