HISTORIC KENWOOD. HIGH AND DRY, NEVER FLOODED. Step into this charming home with an ADU located in the highly sought-after Historic Kenwood neighborhood, just two blocks from Central Avenue and the vibrant Grand Central District of St. Petersburg. The 2-bedroom, 1. 5-bathroom main house exudes pride of ownership, having been meticulously maintained since 2000. You'll start enjoying savings on your electricity bill, thanks to the efficiency of the new solar system! The property features a beautifully designed 700 sq. ft. ADU (Accessory Dwelling Unit) above the garage, complete with 1 bedroom and 1 bathroom, perfect for a house hacking allowing you to live in one unit while renting out the other! The ADU HVAC was replaced in 2023 and features newer LVP flooring—ideal for guests or potential rental income. Upon entering the main house, you'll be greeted by stunning terrazzo floors, granite countertops and a series of modern upgrades, including a renovated bathroom (2022), new fans and lights (2022), and fresh flooring (2023). The home’s exterior has also been lovingly updated with new roofs on both the main house and ADU (2022), fresh paint, soffit, fascia (2022), a new driveway, and zero-maintenance landscaping (2022), creating a picturesque curb appeal. Additional upgrades include solar panels (installed in 2023) owned, not leased. A new electric panel (2019), and an upgraded sewer system (2022). The fenced yard offers privacy and space for outdoor enjoyment. This home effortlessly blends historic charm with modern conveniences, making it a true gem in the heart of one of St. Petersburg's most desirable neighborhoods. Don't miss this opportunity—schedule a viewing today and make this beautiful house your new home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,632 | $3,586 | $4,650 |
Total Monthly Payment | $3,913 | $3,867 | $4,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.