Don’t miss your shot at single-level living on the outskirts of Island Pond. This 1975 ranch-style home is set on an open, level 1-acre lot that would be enjoyed by pets, kids, and gardeners alike. Inside offers 1, 120 square feet of living space with an open floor plan for the main living area that receives lots of natural light. The L-shaped kitchen boasts updated stainless appliances and an island for extra storage, prep space, and seating. Access to the front deck is through a set of glass doors in the dining area, and beyond that is the spacious living room with a propane fireplace and picture window. Approximately 3 years ago, new laminate flooring was installed in the 3 bedrooms, and the primary bedroom has a modern overhead light fixture and fan. A laundry area with a new Kenmore Elite washer/dryer set raised for ease of use is conveniently located between the kitchen and ¾ bath. The full basement offers good storage, and the one-bay attached garage will keep your vehicle protected from the weather. Vinyl siding and a standing seam metal roof keep the exterior low maintenance. Outdoor enthusiasts will appreciate having VAST and VASA trail access just steps away. You’re also less than a mile from Brighton Elementary School and all of the in-town amenities, including the Kingdom Market grocery store, library, post office, shops and restaurants, not to mention Island Pond. Whether you’re searching for a full-time or vacation property, come see this one before it’s gone.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $919 | $919 | $1,195 |
Total Monthly Payment | $1,179 | $1,179 | $1,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.