1030 Via Formia, Punta Gorda, FL, 33950 | $839,500

Waterfront pool home in Punta Gorda Isles with an ideal location. Fast boating access to Charlotte Harbor which has 220 square miles of protected waterway known for fishing, sailing and power boating that flows into the intercoastal waterway and Gulf of Mexico. City maintained sea walls, a concrete dock and a 10, 000 lb lift means you’ll have an ideal boating life. With over 2, 000 square feet and an open floor plan you’ll be able to host family and friends with ease. When you enter the home the views of the pool and waterfront will immediately put you in a coastal state of mind. Unique touches throughout the home will make you ooh and aah – be sure to look for the stunning accent wall in the great room. Luxury updates from the kitchen to the bathrooms are done. Kitchen updates include gorgeous cabinets, a Bosch cooktop & wall oven, Fisher & Paykel dishwasher, and a Sharp microwave drawer. Beautiful cabinets, counters and tile in both bathrooms will impress even the most discerning designer. $85K new medal roof with warranty. Open the wall of sliders in the great room and enjoy beautiful sunsets from your lanai, fish from your backyard, or take the boat to dinner at Fishermen’s Village. The convenient PGI location is less than 10 minutes from downtown Punta Gorda restaurants and boutiques. Several golf courses and daily shopping needs (groceries, pharmacies, etc. ) are also less than a 10 minute drive. Activities, farmer’s markets and festivals are all a bike ride away. This is a dream location and home! High elevation, No storm damage!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,075
  • Acreage: 0.22
  • Est. Taxes: $7,914
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: C7497324
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/C7497324/1030viaformia_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 11:47:06 AM)
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE   Phone: 941-637-6116

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1030 Via Formia, Punta Gorda, FL, 33950

$839,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $671,600 $671,600 $671,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.406% 6.762% 6.830%
Monthly Tax Payment $660 $660 $660
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,356 $4,300 $5,897
Total Monthly Payment $5,108 $5,052 $6,649

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.