Waterfront pool home in Punta Gorda Isles with an ideal location. Fast boating access to Charlotte Harbor which has 220 square miles of protected waterway known for fishing, sailing and power boating that flows into the intercoastal waterway and Gulf of Mexico. City maintained sea walls, a concrete dock and a 10, 000 lb lift means you’ll have an ideal boating life. With over 2, 000 square feet and an open floor plan you’ll be able to host family and friends with ease. When you enter the home the views of the pool and waterfront will immediately put you in a coastal state of mind. Unique touches throughout the home will make you ooh and aah – be sure to look for the stunning accent wall in the great room. Luxury updates from the kitchen to the bathrooms are done. Kitchen updates include gorgeous cabinets, a Bosch cooktop & wall oven, Fisher & Paykel dishwasher, and a Sharp microwave drawer. Beautiful cabinets, counters and tile in both bathrooms will impress even the most discerning designer. $85K new metal roof with warranty. Open the wall of sliders in the great room and enjoy beautiful sunsets from your lanai, fish from your backyard, or take the boat to dinner at Fishermen’s Village. The convenient PGI location is less than 10 minutes from downtown Punta Gorda restaurants and boutiques. Several golf courses and daily shopping needs (groceries, pharmacies, etc. ) are also less than a 10 minute drive. Activities, farmer’s markets and festivals are all a bike ride away. This is a dream location and home! High elevation, No storm damage!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,600 | $671,600 | $671,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $660 | $660 | $660 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,300 | $4,356 | $5,897 |
Total Monthly Payment | $5,052 | $5,108 | $6,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.