This charming one-level brick home is perfectly situated in a prime location offering both affordability and potential. With 3 bedrooms and 1. 5 baths, this home invites a new owner to add their personal touch and make it their own. The beautifully updated kitchen, completed in 2021, is the centerpiece of the home, featuring modern appliances and new plumbing. The cozy den and hall flooring were installed in 2018, adding to the home's warmth and comfort. Enjoy the outdoors on the inviting front porch or in the spacious backyard, which backs up to peaceful, undeveloped church-owned land. Additional highlights include a water heater installed in 2019, storm windows for energy efficiency, a storage shed added in 2017, and a covered parking area for cars or a boat. This home offers a great opportunity for those seeking both a convenient location and room to customize. Minutes to I-85 and Lake Hartwell. House being sold "As Is"
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $15 | $15 | $15 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,235 |
Total Monthly Payment | $1,048 | $1,047 | $1,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.