Introducing a splendid five-bedroom, three-bathroom family haven that harmoniously blends comfort with an array of enchanting features, ensuring every day feels like a vacation. Nestled in the heart of Yulee, this gem boasts a generous 2511 square feet of living space characterized by an open floor plan that encourages both lively gatherings and serene moments alike. Equipped with a gas stove, stainless appliances, and granite countertops, promising to inspire your inner chef. The downstairs area features sleek tile flooring, extending into the outdoor space, ideal for those who appreciate a seamless indoor-outdoor flow. Imagine sipping your morning coffee in the primary bedroom, equipped with its own wine bar and coffee station, or winding down by the tranquil lake views just a gaze away. Features includes a private office and an upstairs loft that can serve as a creative space or an extra family room area. The outdoor area is not just fenced but also thoughtfully landscaped, providing both privacy and aesthetic pleasure. The neighborhood is great for nature and activity lovers, with walking and golf cart trails leading directly to the park. Not to forget the proximity to the beach, downtown Fernandina Beach Historic District's charm, and various golfing, boating, restaurants, plus shopping venues. Only a short drive from Jacksonville International Airport, ensuring ease of travel. The wonderful natural light illuminating every corner, this house is ready to be a home. Pack your bags (and maybe a swimsuit), your search ends here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,688 |
Total Monthly Payment | $2,615 | $2,559 | $3,147 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.