Under contract-accepting backup offers. Highly desirable Stones Throw Condo St Petersburg awaits this top floor corner unit overlooking the pool. This one-bedroom unit with an additional upstairs loft would be great for a home office, study, art room or any flex space that is needed. The unit has an open concept kitchen with wood cabinetry and granite countertops. The breakfast bar is open to the dining area. The living room is very spacious with high ceilings and a slider out to your private balcony. Laundry in unit. The primary bedroom has a large closet with slider to balcony along with a Jack and Jill style bathroom. Most of the unit has engineered hardwood flooring. From what it appears the hot water tank has a manufacture date of 2017 and the A/C 2011. (please verify) Plenty of storage off the loft and a storage closet off the private balcony. This unit is in a two-story building on the top floor. Stone’s Throw has a private heated community pool and spa, tennis/pickleball courts, car wash area and grills at pool along with the clubhouse. Lots of mature growth , walkways and fountains with inviting well maintained landscaping. Conveniently located to Tyrone Mall, St Pete College, hospitals, restaurants, fitness clubs, all the Gulf Beaches and the Pinellas Trail. Both St Pete Airport (PIE) and Tampa International are 25–35-minute drive away. This well-maintained community is pet friendly, no age restrictions, 6month minimal rental, and has plenty of parking for you and your guests. The HOA fees cover all expenses to include basic cable, internet, water, sewer, trash, building insurance, exterior maintenance, grounds maintenance, on-site community manager and exterior pest control. The roof on Building one was replaced in 2022. Priced well to bring your own decorating ideas and begin that journey of homeownership here in the Sunshine state!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,920 | $111,920 | $111,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $31 | $31 | $31 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $754 | $735 | $944 |
Total Monthly Payment | $860 | $841 | $1,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.