New York (Harlem), NY, 10035 | $580,000
SOUTH HARLEM | 118TH ST & MADISON AVE | 2 BEDROOM 2 FULL BATH | HDFC COOP | $599, 000 Extremely affordable 2 bedroom 2 bathroom coop apartment in a well appointed 24 hour doorman South Harlem Coop. Spacious, west facing 6th floor unit looks out over Madison Ave. Great afternoon light and sunset views. Good move-in condition. Partially open galley kitchen with stainless steel Kenmore appliances. Stove. Microwave. Refrigerator. Dishwasher. Excellent closet space and hardwood flooring throughout. Oversized primary bedroom with en-suite bath and walk-in closet, easily accommodates a king bed while leaving room for a reading chaise or work area. 2nd bedroom fits a queen bed or two twin beds. There is a separate dining area with-in the large open living space. Madison Plaza is a modern 9 story building in a well-established residential neighborhood. Amenities include 24 hour doorman, fitness center, central laundry, storage, common room, and landscaped courtyard with BBQ. Live-in super. Direct access to both eastside and westside local and express subway trains as well as the Metro North station at 125th and Park Ave. Central Park and Marcus Garvey Park. Whole Foods, Bed Bath and Beyond, Costco, Target, and many more national retailers are a few blocks away. Quality dining options nearby include Red Rooster, Harlem Tavern and Corner Social. Subletting permitted 2 out of every 4 years with board approval. No flip tax. Pets Welcome. Minimum 10% down. HDFC MAXIMUM INCOME CAP APPLIES - $388, 250 90% FINANCING ALLOWED QUALIFIES FOR CHASE DREAMAKER LOAN PROGRAM TAX ABATEMENT EXPIRES 2031
Features
- Town: New York
- Heating: Wall Furnace
- Cooling: Wall Unit(s)
- Levels: 9
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 175.920000x100.000000
- Laundry: Common Area
- Year Built: 2004
- Common Charge: $1,192 Monthly
- Approx Sq. Feet: 935
- Est. Taxes: $0
- Pet Policy: Building Yes,Cats OK,Dogs OK
- Appliances: Dishwasher,Stainless Steel Appliance(s)
- MLS#: COMP-166240831603233
- Days on Market: 66 days
- Website: https://www.raveis.com
/prop/COMP-166240831603233/1825madisonavenue_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Compass Phone: (212) 913-9058
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
New York (Harlem), NY, 10035
$580,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $464,000 | $464,000 | $464,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,165 | $3,084 | $3,913 |
| Total Monthly Payment | $3,257 | $3,176 | $4,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535