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57 Laura Circle, Cranston, RI, 02920 | $685,000
Tasteful updates give this turnkey 3-bedroom Cranston home spot-on modern style. The open floor plan includes newly stained white oak flooring and a renovated kitchen with wifi-enabled Thermador appliances and a porcelain sink. Begin at the crisply manicured front with a stone wall and a freshly sealed and painted driveway off the attached 2-car garage. Move through the spacious, sun-filled living room and dining room tied together with crown molding. The updated kitchen features shaker and glass cabinetry, stone countertops, a professional wine fridge, and a center island ready for meal prep or informal gathering. Large sliders open out to the 16x16 composite deck, installed 2021, for fine outdoor living and dining. A convenient powder room with laundry completes the main floor. Upstairs, a renovated full bath nicely serves the bedrooms, with the primary enjoying a large walk-in closet. Capping it all off, the finished lower level provides a large rec room, game room, and office to meet your entertaining and living needs. Activities and experiences await within a mile of the shops and malls along Bald Hill Road. Find multiple country clubs, Top Golf, and Mulligan's Island fun. Less than 15 minutes from endless dining and shopping options in both Garden City and along the scenic seaside of Edgewood. Events and nightlife are just 10 miles away in Providence. A beautiful, crowd-pleasing home and a splendid, tranquil lifestyle.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 2002
- Garage: 2-car Attached,Garage
- Heating: Forced Air,Gas
- Cooling: Central Air
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 2,433
- Acreage: 0.19
- Est. Taxes: $6,122
- Appliances: Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1368261
- Website: https://www.raveis.com
/prop/1368261/57lauracircle_cranston_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
57 Laura Circle, Cranston, RI, 02920
$685,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $510 | $510 | $510 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,646 | $3,642 | $4,621 |
| Total Monthly Payment | $4,248 | $4,244 | $5,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB