156 Rachel Lin LANE, Saint Cloud, FL, 34771 | $497,400

Nestled in the highly desirable East Lake Reserve gated community, this stunning two-story Florida-style home is situated on a peaceful cul-de-sac. Boasting a large, fenced yard and a screened-in pool with a pool safety fence, thermal cover, and electric heater, this home is perfect for outdoor enjoyment year-round. The oversized garage offers ample space for vehicles and storage. Inside, you'll find a spacious master suite, split-bedroom layout, and an upstairs bonus room with a half bath—the only room on the second floor—ideal for a home office or guest space. All other rooms are conveniently located on the first level, providing easy accessibility throughout the home.

The large laundry room adds convenience, and the newly installed dishwasher enhances the kitchen. The community features a dock on East Lake Toho, part of the renowned chain of lakes, offering fantastic fishing and boating opportunities. Enjoy 4th of July fireworks right from the community dock or take advantage of lake access through Chisholm Park. Conveniently located between Lake Nona and St. Cloud, with quick access to major highways, shopping, and the airport, this home perfectly blends tranquility and accessibility. Roof installed in 2019. AC is 2014 and Main unit upstairs is 2023. New gutters, New pool pump and filter, rescreened pool cage.

Features

  • Amenities: Basketball Court, Park, Playground
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2005
  • Garage: 2-car Garage Door Opener, Oversized
  • Heating: Central, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,472
  • Acreage: 0.38
  • Est. Taxes: $3,452
  • HOA Fee: $758 Annually
  • Lot Desc: Cul-De-Sac, Sidewalk
  • View: City
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Harmony High
  • Pool: Child Safety Fence, Deck, Gunite, Heated, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: O6239863
  • Days on Market: 86 days
  • Website: https://www.raveis.com
    /prop/O6239863/156rachellinlane_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2024 12:04:46 PM)
Listing courtesy of ROYALTY R E BOUTIQUE INC   Phone: 407-658-0601

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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156 Rachel Lin LANE, Saint Cloud, FL, 34771

$497,400

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $397,920 $397,920 $397,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $288 $288 $288
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,748 $2,681 $3,385
Total Monthly Payment $3,111 $3,044 $3,748

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.