Welcome to the delightful and sought after Mira Lago, which is a gated community with a swimming pool and a spa. LOW HOA and NO CDD. One of the largest homes in Mira Lago. Walk through the entrance and you will meet with a lovely landscaping and paver bricks. As you enter Del Lago home you will encounter the auspicious high ceilings, the clerestory windows and the charming architectural features. There are three bedrooms plus two bathrooms and a den. The guest bathroom features skylight for more light to penetrate, tub and linen closet. High ceilings throughout. Serene lake view with all of Florida's nature, this is all yours to enjoy from the screened-in patio with paver bricks and the living room. You will view the lake from the kitchen, dining room and main bedroom too. For your convenience there is two car garage with built-in cabinets and the washer plus dryer are inside, by the kitchen with cabinets for storage and utility sink. The age of the A/C and water heater is 3 years. The tile roof is 8 years old installed by Gary's roofing. Clerestory windows will bring more light into the living room. Beautiful flow of the living spaces, conducive for gatherings. There are living room, family room and formal living room. All these magnificent spaces have a great flow with multiple uses. The kitchen is all updated and ready for you. There is ample countertops with granite countertops and magnificent glassed backsplash adorns the kitchen. Saltillo tile flooring throughout. For your privacy, the split floor plan is for you to take advantage and keeping your main bedroom tucked further away. The main bedroom is spacious and stately with the high ceiling and the clerestory windows. The main bathroom features garden tub, walk-in shower and a walk-in closet, all this in the main bathroom waiting for you. Have your home office in the den/flex room. The flex room presents an ideal solution for working from home. Ceiling fans are installed in each room. Mira Lago is a gated community with a swimming pool, spa, lakes and side walks. The HOA includes: Cable TV, salt water heated pool and spa, gates maintenance, lakes maintenance, drive-way and roof power pressure cleaning, exterior painting, pest control, lawn care plus landscaping, irrigation, and manager. Mira Lago community is located 15 minutes drive from Siesta Key Beach. The Legacy Trail is just around the corner. Take pleasure in all of Sarasota's culture and culinary venues. Costco and other shops are close by. Shop and dine in UTC Mall. Take a look at Del Lago home and you will find it surprisingly refreshing and ready for you.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,795 | $2,755 | $3,635 |
Total Monthly Payment | $3,093 | $3,053 | $3,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.