Nestled on the desirable West Side of Reading, this stunning home is tucked away on a peaceful side street, but don’t let the exterior fool you—this property is massive inside! Step into an expansive open-concept first floor featuring a show-stopping family room with cathedral ceilings, skylights, and custom built-ins. The renovated kitchen boasting white shaker cabinets, quartz countertops and stainless steel appliances, which seamlessly flows into the fireplaced living/dining area and the family room—an entertainer's dream! Sliding doors lead to a large deck and fenced backyard, perfect for BBQs. The 1st floor is complete with a stylish full bath and a 3rd bedroom. Upstairs, the primary suite with an en-suite bath, plus a 2nd bedroom. The lower level offers a office, ample storage, and a spacious rec room featuring a gorgeous brick accent wall and gleaming hardwood floors. Just 1 mile from the commuter rail & very close to RT 93/95 this is a commuters dream!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | 10.0 x 11.0 | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet, Recessed Lighting | 9.0 x 12.0 | First |
Dining Room | Exterior Access | Main,First | |
Kitchen | Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Open Floorplan, Recessed Lighting, Remodeled | 10.0 x 12.0 | First |
Living Room | Exterior Access | 12.0 x 15.0 | Main,First |
Master Bedroom | Bathroom - Full, Bathroom - 3/4, Closet, Flooring - Wall to Wall Carpet | 12.0 x 17.0 | Second |
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William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $787 | $787 | $787 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,199 | $5,351 |
Total Monthly Payment | $5,132 | $5,078 | $6,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.