Solar panels paid off at closing! Look no further than this charming 3-bedroom, 2-bathroom home located in the no HOA community of Camphor Heights. The circular driveway draws you in up front with the carport and laundry room off to the side. Make your way inside to find the living room up front with beautifully redone hard wood floors flowing seamlessly throughout leading into the bonus room on the side of the home. Shiplap floors and ceilings provide a cozy feel with oversized windows draining in the natural light with a full bathroom attached. At the heart of the home is the dining room that leads into the kitchen wrapping back around to the bonus room. Down the hall you’ll find all 3 bedrooms with a full bathroom in between. The French doors in the main living area bring you out back to your oversized lot sitting on ¼ of an acre. Recent upgrades include: AC 2021, newer metal roof, kitchen appliances 2020, flooring redone 2021, driveway and concrete pad poured in 2021, hot water heater 2021, and solar panel installation in 2022. Location is everything being minutes away from vibrant downtown Lakeland and the Lakeside Village Shopping Center, offering an array of shopping, dining, and entertainment options. Plus, enjoy outdoor activities at the nearby Dobbins Park, a 10-acre retreat featuring two playgrounds, a bike repair station, picnic tables, benches, and restrooms. This home is a rare find in a prime location—schedule a showing today before it's too late!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,538 | $1,519 | $1,950 |
Total Monthly Payment | $1,919 | $1,900 | $2,331 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.