This clean, well-maintained Sienna II with 2 bedrooms, 2 bathrooms, and 1. 5 car garage is located on a quiet street in On Top of the World. This home has great curb appeal. The kitchen and the front porch overlook a private green space. The kitchen has updated wood cabinets and granite-looking counters with a bullnose edge. A split floor plan gives both the master bedroom and spare bedroom plenty of privacy. The property features nice laminate flooring throughout the living areas, carpet in the bedrooms, tile in the kitchen and bathrooms, fans through the house , and an enclosed sunroom/lanai. The backyard is a retreat with a patio surrounded by privacy fencing and mature landscaping. Newer energy efficient windows (2017), pull-down stairs to access attic storage, Epoxy garage floor are just a few of the upgrades. Roof credit of $8000 means this home will have a new roof by 3/2025, HVAC 2024. On Top of the World is Ocala’s premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $851 | $840 | $1,079 |
Total Monthly Payment | $991 | $980 | $1,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.