645 Starstone Drive, Lake Mary, FL, 32746 | $440,000

Excellent value on this 3BR pool home in the well-established Lakewood at the Crossings community. Significant recent updates include: (1) Roof replaced (2021), (2) Solar panels added (2021) – completely paid off, and (3) A/C new in 2019. You’ll be impressed from the moment you arrive – meticulously manicured lawn and landscaping make for great curb appeal. And across the street is a conservation area, providing a nice green view. Step inside to rooms on either side of the foyer – designed as formal living and dining space yet versatile to arrange to suit your needs. Walking back, you’ll be in the heart of the home - contemporary kitchen that’s open to the family room. Kitchen boasts granite counters, an abundance of counter space, decorative stone backsplash, closet pantry, and eat-in nook. The family room is quite spacious – makes a great gathering space. Notable features here include highly polished hardwood flooring, wood burning fireplace, and French door access to the pool deck. The glass in the door panels helps bathe the space in light. Split bedroom plan with primary suite in the back – ideal for privacy. You will love the size of the bedroom – large enough for both a seating area and private desk. You have a lovely pool side view and a door to the patio. Your ensuite bath has an expanded dual sink vanity w/makeup vanity space, a soaker tub and separate, frameless door shower. Secondary bedrooms/bath tucked off the home’s hallway. Laundry closet in kitchen nook. Garage has tiled flooring – and A/C – a plus! One big reason to want to own this home is all that you have out back – pristine pool & spa under screen enclosure with a sweeping, surrounding patio. The backyard is fully fenced, giving you the privacy you’d want when enjoying your fun in the sun. Excellent location – near to shopping, dining and major roads (about 1 ½ miles to your Publix, 2. 5 miles to I4 and 5 miles to SR 417 and the Seminole Town Center). Very good school district, too. This home shows well, and you’ll love living here – come see all that it has to offer!

Features

  • Amenities: Trail(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Kitchen, Laundry Closet
  • Style: Contemporary
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Central, Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 1,855
  • Acreage: 0.14
  • Est. Taxes: $1,430
  • HOA Fee: $363 Annually
  • Lot Desc: Conservation Area, Sidewalk
  • View: Trees/Woods
  • Elem. School: Lake Mary Elementary
  • Middle School: Greenwood Lakes Middle
  • High School: Lake Mary High
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6239015
  • Days on Market: 58 days
  • Website: https://www.raveis.com
    /prop/O6239015/645starstonedrive_lakemary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 11:47:10 PM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

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645 Starstone Drive, Lake Mary, FL, 32746

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $119 $119 $119
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,342 $2,340 $3,018
Total Monthly Payment $2,536 $2,534 $3,212

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.